=> Savings deposits

=> Long-term and short-term loans.

=> Salary advances.

=> Staff Lifestyle shop.

=> Members are able to access products like building materials and Electronics from our partners at discounted rates.

=> Financial and investment advice.

=> Customer care and Customer relations

a) Long term loan. (Maximum of  Ugx: 100,000,000/-)

b) Fixed Annual interest charge of only 15% p.a  interest payable on reducing balance.

c) Maximum  repayment period of up to 4 years..

d) Loans are acquired based on three times the member’s savings plus shares.  Loans are backed up by at least three guarantors.

e) Loan top ups services offered after a period six months.

Type of Cash Advance Offered to Sacco Members

a) Cash advance of Up to Ugx: 500,000/- a member pays a flat fees of Ugx 20k for payment made in full and Ugx.40k for payment made in two instalments.

b) UGX.501,000/- to Ugx1,000,000/- Member pays a flat fees of Ugx 30k for payments in full and 60k for payments in two instalments.

c) UGX.1,001,00/-to Ugx2,000,000/- Member pays a flat fees of Ugx 40k for payments in full and 80k for payments in two instalments

d) UGX 2,001,000/-to Ugx 3,000,000/- Member pays a flat fees of Ugx 50k for payments in full and 100k for payments in two instalments

e) UGX 3,000,000/- to maximum of Ugx 6,000,000/- Payment period of up to  6 months. A 4% p.m interest charged on reducing balance.

f) Cash advances are approved by the credit committee based on members net take home.

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